Compliance approval procedures: §1) The respective client who accepts the primary LGPD conditions, is aware that we are not a bank, A8 Venture Bank is a Fintech, in which the data of our sub-acquirer is found on the wheel of one of our websites: www.a8venturebank.com.br www.a8venturebank.com §2) On this page below you will find a form to fill in, to request the type of commodity you want, so just select the option. §3) Working with commodities, within capital market regulations, is a financial operation involving assets and products mirrored in the US dollar index, so we only work with the US currency in the commodities segment. §4) Gold commodities are a financial asset, a global technical financial reserve, and a foreign exchange asset. In this context, once the applicant's compliance has been approved, our international relationship management and compliance department will contact you to schedule a videoconference to confirm that the conference will be recorded and stored in the database for a period of 5 (five) years, or excepted at your request. §5) After the videoconference, a registered bond for the purchase of gold futures will be issued to the registered e-mail address, which will include the total value for a minimum period of 12 (twelve) months, with the dollar rate of the day the bond was issued, and the Bullion gold index mirrored by the LME (London Metal Exchange); §6) The Bullion gold price is the reference for the value of the security, on the day the gold is delivered, the amount to be paid will be at the second quotation of the day, with the following financial characteristics: a) BUYER'S DISCOUNT / Pro-Rate: -5.00% (Minus Five Whole Percent) of the LME index price on the day the gold is delivered; b) STAKEHOLDERS' COMMISSION: Procurement executives: 1.50% (One Whole and Fifty Tenths Per Cent) c) Unlike ICC (International Chamber of Commerce) standard contracts, our conditions are agreed through financial securities, so we do not work with ICC standard contracts, nor do we resort to the ICC ARBITRAL COURT to adjudicate any dispute. Please note that derivative transactions are financial asset transactions. d) The jurisdiction will always be that of the country which holds custody of the asset, now called a registered security, in accordance with law no. “RESOLUÇÃO BCB Nº 304, DE 20 DE MARÇO DE 2023”, which by definition is: Financial Asset Foreign Exchange Financial Asset Extrajudicial Executive Title and makes other provisions. Link: https://www.bcb.gov.br/estabilidadefinanceira/exibenormativo?tipo=Resolução%20BCB&numero=304 OPERATION GUARANTEES: §7) When filling in the type of commodities requested, there will be the types of guarantees accepted for each group of derivatives; §8) In the case of structured operations in which A8 Venture Bank will provide capital or guarantees, these are other conditions, and such action is based on International Joint Venture contracts; §9) Depending on the type of derivative, logistical issues and guarantees change, always following the legislation in force in the country of origin of the supplier, the buyer and Brazil, where our head office is located. Special attention is paid to international treaties, such as Basel, HAIA, the Eight Treaty, and other international relations promoted by “International Chambers for Collaboration in Economic and Social Development”. §10) Regarding the registration and authentication of documentation: After approved compliance by the following parties: Buyer A8 Venture Bank Supplier The title will be signed by the banks of each party. Once the title has been registered, our international legal department will register the title with the court in The Hague, hereinafter referred to as the “APOSTILAMTO”, once the registration number has been released by the “International Court of Justice”, with all the documentation attached in accordance with ISO standards. It will also register the ISIN Number (International Securities Identification Number) system, which plays a key role in generating a 12-character alphanumeric code that uniquely identifies every financial asset in the world. It is used to facilitate the trading, clearing and settlement of securities in an unambiguous way, and prevents actions against fraud, money laundering and mistaken default. §9) Depending on the type of derivative, logistical issues and guarantees change, always following the legislation in force in the country of origin of the supplier, the buyer and Brazil, where our head office is located. Special attention is paid to international treaties, such as Basel, HAIA, the Eight Treaty, and other international relations promoted by “International Chambers for Collaboration in Economic and Social Development”. §10) Regarding the registration and authentication of documentation: After approved compliance by the following parties: Buyer A8 Venture Bank Supplier The title will be signed by the banks of each party. Once the title has been registered, our international legal department will register the title with the court in The Hague, hereinafter referred to as the “APOSTILAMTO”, once the registration number has been released by the “International Court of Justice”, with all the documentation attached in accordance with ISO standards. It will also register the ISIN Number (International Securities Identification Number) system, which plays a key role in generating a 12-character alphanumeric code that uniquely identifies every financial asset in the world. It is used to facilitate the trading, clearing and settlement of securities in an unambiguous way, and prevents actions against fraud, money laundering and erroneous default. Structured Operations: In structured operations, in which A8 Venture Bank will complement risk-weighted assets according to Basel calculations or Basel Risk Index, it is a partnership negotiation, which will be initiated through a Joint Venture. Observations of rating agencies: In this requirement the business plan structure is based on the rules of each country focused on the following factors: A.Interest rate. B.Cash flow. C.Level of leverage. D.The country's political context. E.Balance sheet strength of central counterparties. F.Projections of future results. G.Management. H.Financial commitment. I.Drawn risk. J.Counterparty Clearing Rating. K.Counterparty Risk Ratings (CRR). L.Bank deposit rating. M.Corporate ratings (CRFs). N.Insured Rating. The above factors are intrinsically linked to the ISO 20022 standard, which has the following scenario for calculating risk-weighted assets: AF1 = ORIGINATOR CURRENT ASSET PERFORMED OR TO BE PERFORMED AF2 = Secondary current asset originated by shares with derivative - AU VLP1= Principal amount VLP2= Value originated from VLP1 SF1 = Financial spreads on the domestic market SF2= Capital gains from VLP1, migrated to foreign market L1T= Financial commitment timeline L2T= Current assets timeline domestic market PR = Fixed Assets Closing note on financial compliance: This information describes the rules of the capital market for derivatives trading, and our company's focus on “New Management”, which is considered the highest level of management in the world, describes the analysis carried out by the financial system and capital market regarding the analysis so that our clients can comply with the new regulations. CONDITIONS FOR DELIVERY OF GOODS: For the agricultural derivatives sector, we operate in CIF or FOB modes, and financial contracts generally have a 50% to 60% advance payment to the producer(s), and the rest of the payment is covered by the guarantee of a blocked DLC, SBLC or MT 103. For the minerals sector, such as gold, we specialize in working with precious metals refineries, and the process of guaranteeing, refining and checking is the standard global scenario. Within these corporate steps, we have the following order of corporate actions: 1) Completion of the gold request through our system; 2) Filling in the authorization form on our RWA - Risk Weighted Assets platform electronically, to the bank that holds the financial resources to issue the guarantee. Note: The description of the bank must be of the bank that will actually operate as the central counterparty. 2.1) The guarantee is characterized as operative, divisible, transferable, irrevocable and irreversible. 2.2) The MT 760 will only be discounted in the event of non-compliance with settlement on the scheduled day of delivery of the goods; 2.3) The MT 760 must cover 100% (one hundred percent) of the value corresponding to one delivery per month, in the event of a request for delivery every fortnight, the MT 760 must cover the value of two monthly loads. This is because the refinery responsible for the process of machining and purifying the DORE gold for Bullion gold, will organize with the supply companies to place the order, according to the necessary logistics, for a service at the level of excellence of affirmation "A". The contract fine: The contract fine will correspond to 10% in the event of non-compliance under the settlement of the goods. 1.5% for the stakeholders responsible for the purchase - Self-employed executives 100% of the investment made in ordering the goods, as they pay their suppliers in cash for the DORE index ordered. And, after calculation, which may be audited, the remaining gold should be deducted from the refinery's internal operating costs for chemical products, use of the machining boiler, replacement of the hourly rate for the refinery's machining services. The surplus gold already calculated in the DORE index will be available for a period of 7 (seven) calendar days for the buyer to pick up the goods. In the event of absence, the gold will be issued to the central counterparty - the Buyer's Bank, to replenish capital. A8 Venture Bank's remuneration will be included in the contractual fine. DEFINITION OF CENTRAL COUNTERPARTIES: According to the updates to the international treaties, the issuing bank of the MT 760 and the receiving bank become central counterparties, which is why it is important to carry out the RWA before the document signing procedure, as the RWA code with the bank confirmations will be inserted in the title as the definition of the central counterparties, to form the financial risk mitigation requirements for the buyer and seller, executives and A8 Venture Bank. THE ELECTRONIC RWA: It is an integral part of the shares of our proprietary exclusive SOFTWARE. OF THE ELECTRONIC RWA: It is an integral part of the actions of our exclusive SOFTWARE owned by us. DELIVERY OF GOODS, REFINING, CHECKING, ORIGIN: The refinery in the first two months requests 1 delivery per month so that it can organize itself with its suppliers. From the third month onwards, it schedules deliveries every fortnight. We don't operate with weekly deliveries because of the risk involved in the primary gold operation, which is considered to be a high-risk product in the global R1 system, due to extraction scenarios, parts replacement, topping up, the logistics structure for collecting the goods from the mines, which, before being exported, must first be refined in a precise metals refinery in the country of origin in order to form the bars and generate a barcode for each one. Only with this process does global law allow export. Note: Granulated gold, gold from the burning of mines without the barcodes for each unit, is usually merchandise of illegal origin, so there is this first stage before export. THE PRIMARY RISKS, WHICH MANY ENTREPRENEURS IN THE SECTOR END UP FORGETTING ABOUT, HAVE BEEN PRESENTED, AND WE WILL PROCEED WITH CHECKING AND PAYMENT: The buyer will receive the TRACK code from the CIT company as soon as it collects the DORE gold from the first refining stage, with all the documentation and export authorizations. This is done so that the gold investor can send a qualified professional to accompany the de-glazing, check the purity index received, and then accompany the process of refining the DORE gold into BULLION gold. Once the gold is in the BULLION index, the professional will check each bar, seal it and fill in the identification document for the bars with their seal numbers. After these procedures, the professional indicated by the gold investor will hold a videoconference via the system provided by A*, where there will be a capital markets executive from our company participating and recording the report of the professional who was responsible for checking the material. The videoconference will be recorded and stored on our server in an encrypted INBOX environment, which the regulatory authorities have access to in accordance with international regulations and treaties on the prevention of money laundering. After the videoconference, the buyer will have 72 hours to make payment by T/T telegraphic transfer, once the deposit has been confirmed by the refinery's central counterparty bank, the entire list of documents is delivered to the representative sent to the buyer within international parameters, and the e-mail is sent to the buyer, including the transfer of ownership. Once all the procedures have been carried out, we believe that the buyer has already organized the logistics of collecting the goods from their courier, to take them to their destination in the final country or region of the same country in one of the refineries accredited to our system. If the buyer does not have a code and authorization to import the gold, the refinery will provide one of the couriers to deliver it to the buyer in the requested country. However, the investment in this service is the buyer's financial responsibility, and if this is necessary, it will be included in the conditions of the bond, which explain all the procedures for legalizing the operation with foreign exchange derivatives and financial assets. COUNTER GUARANTEE STRUCTURE, MT760 BY MT 760 : A8 VENTURE BANK BY INTERNATIONAL PARTNERSHIP STRUCTURES IN ASSET CENTERS, DEPENDING ON THE ANALYSIS OF THE BUYER'S RATING, AND THE ISSUING BANK MAY EVEN ISSUE AN MT 760 TO THE BUYER, ON RECEIPT OF HIS. In this structured factor, this condition will be appropriate in the Bulion gold futures purchase bond. It is very simple, the operation will be a tripartite of central counterparties, for this purpose, I leave below the rating of our issuing bank, for analysis by the investor in the financial asset gold: the entire list of documents is delivered to the representative sent to the buyer within international parameters, and the e-mail is sent to the buyer, including the transfer of ownership. Once all the procedures have been carried out, we believe that the buyer has already organized the logistics of collecting the goods from their courier, to take them to their destination in the final country or region of the same country in one of the refineries accredited to our system. If the buyer does not have a code and authorization to import the gold, the refinery will provide one of the couriers to deliver it to the buyer in the requested country. However, the investment in this service is the buyer's financial responsibility, and if this is necessary, it will be included in the conditions of the bond, which explain all the procedures for legalizing the operation with foreign exchange derivatives and financial assets. COUNTER GUARANTEE STRUCTURE, MT760 BY MT 760 : A8 VENTURE BANK BY INTERNATIONAL PARTNERSHIP STRUCTURES IN ASSET CENTERS, DEPENDING ON THE ANALYSIS OF THE BUYER'S RATING, AND THE ISSUING BANK MAY EVEN ISSUE AN MT 760 TO THE BUYER, ON RECEIPT OF HIS. In this structured factor, this condition will be appropriate in the Bulion gold futures purchase bond. It is very simple, the operation will be a tripartite of central counterparties, for this purpose, I leave below the rating of our issuing bank, for analysis by the investor in the financial asset gold: Information published by: “S&P Global Ratings!”, which publishes analysis and studies on stock exchanges and securities. It is one of the three largest rating agencies, along with the following agencies: “Moody's,!” “Fitch Ratings!” “By Standard&Poor's!” The Bank structured by the asset center we built our operations in the global market separated this bank with operations in 50 countries: Rating: Long term: Affirmation “A”; Short term: Affirmation “F1”; Senior debt: Affirmation “A”; Cumulative preferred shares: “A menos”; Commercial paper: Statement “F1”. With regard to Country Risk, the statement was “A-” Important Note: For the tripartite structure, we must comply with “BCB CIRCULAR Nº 3.976, DE 22 DE JANEIRO DE 2020” transactions with central governments of foreign jurisdictions and their respective central banks, as well as securities issued by them, whose external risk rating, conferred by a credit rating agency registered or recognized in Brazil by the Securities and Exchange Commission, is equal to or higher than “BBB minus” and lower than “A minus!” equivalent rating. Other factors: If the gold investor enters into triparti operations, we are making part of our financial backing available, so there are two scenarios: He can join one of our Joint Ventures as a capital gain participant, since our operations are for 5 years, together with the refineries. We will pay the capital gains according to the following schedule: He pays the capital gains according to the following timeline: 1º) Hague Apostille 2º) Registration of titles and documents 4º) Full payment of our collaboration services, which will always vary according to the buyer's rating and the rating of the buyer's bank. 3º) ISIN registration 4º) Investment in custody, insurance and use of the SWIFT systemThis is the sole responsibility of the buyer. Depending on the purpose of the gold acquisition, such as turning it into gold 12 for resale to jewelry stores, in the opinion provided by the expertise in the segment it is worth it, but this judgment is not A8 Venture Bank's. Special note: We are a company focused on the new market, ESG shares, among others, but it is important that the buyer knows how to fulfill the requirements highlighted in this content, or has a professional ha We are a company focused on the new market, ESG shares, among others, but it is important that the buyer knows how to fulfill the requirements highlighted in this content, or has a qualified professional. If you ask me to build the entire compliance infrastructure, we will charge you, as it involves my work, a lawyer specializing in international capital markets law, and an international auditor qualified to sign off on compliance. THE ORIGIN OF THE GOODS As stated on the home page of this system, we do not work with countries that are listed on OFAC, so the origin of the gold will always be legal, it is obvious that upon receipt of the TRACK code, the buyer will be aware of the country of origin of his product, but the specific country may be penalized, But I can tell you that 77% of the goods come from the African continent, which in the next ten years is likely to overtake many economies that are considered 1st world economies, given the current situation in the region. Another source is South America, so the precise metal refinery is responsible for the origin. There is only one company in the world that does not operate as a refinery in the gold segment, and that is Canada, which is one of the largest companies in the world. Thank you in advance for taking the time to read or watch the video, which is the content of the text. I would like to inform you that the content written here refers to procedures, but also focuses on clear information, with the aim of providing precise information and the intention of generating synergy. We have business modalities in this first scenario, which for the time being are partly framed in outdated actions, but news is coming, please follow us on our social networks, visit our websites to follow the news that technology well used can provide to humanity! If you agree with all the content, please fill in the information assertively, carefully, so that no information is filled in incorrectly, Sincerely: A8 Venture Bank Team